You have found the perfect apartment, and are now ready to seal the deal. Before doing so, here is some information to help you determine whether you will need a co-signer to help secure your next apartment. 
Who is a co-signer?
A co-signer appears on the lease agreement with you, but is not expected to reside with you as a roommate in the apartment. They typically do not live with you, but are fully liable for the lease. A co-signer is a third party, with a favorable credit rating, who is responsible to pay the rent if you are unable.
Why someone uses a co-signer?
Using a co-signer might not be an ideal situation, but there are some benefits for the renter. For example, if you cannot qualify for the lease on your own then a co-signer can help strengthen your chances. Every landlord develops their own renter selection criteria and if you are not approved you might be asked to get a co-signer. Using one does not mean that you cannot pay your rent or will not pay on time, it just means your landlord does not know. First-time renters often find themselves needing a co-signer, and so do renters with limited credit or poor credit ratings.

What can you do if you do not have a co-signer?
Apartment finders are experts in working with customers who do not have access to a co-signer. It might be difficult, but there is an approach to the situation. You might be asked to put a larger security deposit, or look for a more affordable unit. Either way, an apartment finder will work for you and help you put your best foot forward as a rental candidate.

 All of our apartment finders are knowledgeable with the right questions to ask before you sign you lease.  Contact us today, and let us help you determine if you need an apartment co-signer.